The United States and Mexico have maintained a long-standing agreement regarding Social Security benefits. This agreement ensures that workers who have earned Social Security credits in both countries are not penalized when it comes to receiving benefits.
The U.S.-Mexico Social Security agreement was first signed in 2004 and went into effect in 2005. It was designed to protect the benefits of individuals who have worked in both countries. The agreement covers retirement, disability, and survivor benefits.
Under the agreement, individuals who have worked in both countries can combine their Social Security credits to qualify for benefits. This means that even if a person has not earned enough credits in one country to qualify for benefits, they may still be eligible if they have credits from the other country.
For example, if a person has worked in the United States for ten years and in Mexico for five years, they may be eligible for Social Security benefits from both countries. This is because the agreement allows for the credits earned in both countries to be combined, making the person eligible for benefits in each country.
It is important to note that the U.S.-Mexico Social Security agreement does not apply to all individuals. Only those who are either U.S. citizens or Mexican citizens, or those who are legally authorized to work in both countries, are eligible.
Another key aspect of the agreement is that it allows for the coordination of benefits. This means that if an individual is eligible for benefits from both countries, they will receive a combined benefit that takes into account the credits earned in each country.
Overall, the U.S.-Mexico Social Security agreement helps to protect the benefits of individuals who have worked in both countries. It ensures that these individuals are not penalized by having their benefits reduced or eliminated because they earned credits in another country.
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